A fire at a business can devastate a business. The structure may be damaged beyond repair. However, fire insurance can be purchased as a specific peril policy or the coverage increased by a specific endorsement. It is important for the business owner to understand what is not covered under a traditional broad form policy and ways to increase coverage.
Your business is insured, it does not mean you are fully covered in the event of fire.
A fire insurance policy may contain exclusions based on the cause of the fire, such as if the fire alarm system was not working properly due to a lack of maintenance or if the business does not follow all the Irish Standards for Fire Safety issues.
Under I.S 3218: 2013 commercial fire alarm systems should be serviced quarterly per annum. Under I.S 3217:2013 emergency lighting systems require 3 x half hour test and 1 x x 3 hour test annually. Under I.S. 291 fire extinguishers should be serviced annually.
Cannon Fire Safety Group provides all the Fire Safety requirements that you might need, highlighting the deaf fire alarm interface that links with any existing commercial fire alarm system, catering for the deaf, deafblind and hard of hearing.
Call us 01 295 7540 or email us info@cfsg.ie
Certified by NSAI/ Member of FESA
